Kudimoney in the press:
Free Banking & Easy Saving
Imagine a Bank that pays you instead of charging you to keep your money safe, and provides you with an account that lets you deposit your cash at any bank nationwide.
Kudimoney is this bank and so much more - a branchless bank that takes away the heavy cost of banking, helps you save automatically, and puts your bank right in your palms.
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Account Maintenance Fees ?
Transfer to other banks ?
SMS Notifications ?
Deposit Charges ?
Debit/ATM Card ?
Monthly Fees ?

No Unnecessary Bank Charges

You shouldn’t have to spend so much to keep your money safe.

No account maintenance or monthly fees. Kudimoney does not charge you just because you own a bank account.

Access to free transfers to other banks. Kudimoney offers you the opportunity to transfer money to other banks for free.

Save Automatically & Earn Interest

Let your money work as hard as you.

Automatic Savings. Save without thinking by linking any of your current accounts or ATM / debit cards.

Spending account that earns interest. Works like a current account except you earn a daily interest on your money, at a rate of 3% per annum.

Get Access To Low Interest Loans

Qualify for low interest instant loans and automatic overdraft.

0% overdraft. Enjoy free short term overdraft, based the activities on your spending account.

Term loan at 2% per month. Loans are assessed and issued based on the activities on your Kudimoney spending account.

Thanks Kudimoney, now I can save easily, on the go!

Sharon Egbo

I will admit i was a bit sceptical at first, but when I started seeing the returns I was simply amazed. #Thumbsup

Bola Williams

I have been using automatic savings and it’s been truly effortless to save. I can’t wait to open the spending account so I can stop incurring bank charges.

Todimu Abiodun

Kudimoney in the press:
Take that first step.

Sign up in just a few minutes!

Security you can trust.
Support when you need it.

Real-Time Alerts

You will receive real term alerts so that you always know what is happening in your account. If you ever suspect an unauthorised charge you can take control by temporarily blocking your card.

Privacy and Security

Your deposits are insured by the Nigerian Deposit Insurance Corporation, who are responsible for insuring all bank deposits in Nigeria. It is an entity owned by the Central Bank of Nigeria.

Friendly Support

Have a question? Check our FAQ page for answers to frequently asked questions. You can also email us at help@kudimoney.com