About Us

Kudimoney provide access to transparent, flexible, short term credit for an immediate need.

When in need of emergency cash, think outside the bank, think kudimoney.

With you our customers in mind we have and will continue to invest in technology in order to provide a seamless and straightforward avenue to cash for you. Kudimoney membership is open to all Nigerians in paid employment. It is free, it is easy, just register and follow the prompts. Our aim is to provide hard working Nigerian residents with access to easy, transparent, and flexible loans. We are currently issuing loans to those based in Lagos but will be nationwide within the coming months.
We understand that there are times you may need a little extra cash for urgent needs, an unexpected breakdown of a car or a generator perhaps, or maybe a top up of upfront house rent, or even payment of school fees or medical bills. Kudimoney offers members immediate relief from such circumstances.

How it works

Use the calculator to ascertain repayment plan. Please note that this is an indicative repayment schedule.


Register / Log in to the loan application section


 Complete all required fields. Select amount to borrow and repayment date and tenor.


Receive and accept offer after verification. The whole process can be completed in hours.